(1) intentionally or knowingly:

(a) presents to or deposits with, or causes another to present to or deposit with a financial institution for payment a payment card transaction record that is not the result of a payment card transaction between the cardholder & the suspect or other person

(b) employs, solicits or otherwise causes a merchant to present to or deposit with a financial institution for payment a payment card transaction record that is not the result of a payment card transaction between the cardholder & the merchant

(c) Employs, solicits or otherwise causes another to become a merchant for purposes of engaging in conduct made unlawful by this section

(d) Uses a scanning device to access, read, scan, obtain, memorize or store information encoded on a payment card:

(A) without the cardholder's permission OR

(B) with the intent to defraud another person OR

(e) uses a reencoder to place encoded information from one payment card onto another payment card [duplicates a card]:

(A) without the permission of the cardholder of the payment card from which the encoded information is being taken OR

(B) with the intention to defraud another person

(3) F(b): one or more previous convictions under this section